What You Must Know about Money Belts and Money Pouches

There are few things more upsetting than realizing that you have been pickpocketed. Your wallet is more than the place where you store your money. It is also the keeper of important documents such as identity cards, credit cards, and much more. So, it can be quite dangerous to be robbed. If you want to prevent this from happening to you, a money belt is often your best bet.

This type of accessory keeps all of your money and vital documents out of sight. This means that pesky thieves can’t get their hands on what belongs to you. If you are interested in figuring out what the best money belt for you is, check out these guidelines we have provided below.

How to Pick Out a Money Belt to Keep Your Belongings Secure

It’s true, the idea of a money belt can be quite old-fashioned. You may be surprised to learn that there are still people, in this day and age, that resort to using this type of accessory. Well, as low-tech as it may appear, money belts are often saviors to people who are traveling or simply want to be cautious in dangerous areas. If this is an appealing idea to you, you may be wondering how to get your hands on one. Well, in this article we look at all of the details and features regarding this accessory to help you choose the best one:

The Benefits of a Money Belt

You will often find that a handbag, backpack, or briefcase isn’t nearly as secure as you might imagine. If left unattended, these can easily be broken into and ransacked. Even if these bags are on your person, there is a good chance that you can be the target of a pickpocket. So, what are you supposed to do if you want to take your money and important documents with you wherever you go without being robbed?

As you probably figured out, money belts are the answer. See, these are essentially wallets that you can tuck snugly under your clothes. This way, no one will know that you are carrying rather valuable items on your person. Even muggers will not think to check under your clothes for money. In short, using a money belt will give you the kind of peace of mind that will not be afforded to you by other bags or purses.

Types of Money Belts

There are three main types of money belts to choose from:

Running Belts

These are actually becoming more and more popular, even among non-runners. Running belts consists of one length of soft, figure-hugging, stretchy material. This makes them a great deal more comfortable. Also, because there are almost completely flat, they are easier to wear under your clothes. Of course, this does restrict how much you can carry in it.

Money Waist Belts

These can be considered the original money belts although in the early days they were almost exclusively meant for men. These belts were exactly like the typical belts worn around pants – available in a variety of colors and textures. The only difference was that on the inside of the belt, there was a slot where you could place money inside. There isn’t much else that you can place in there.

Money Pouches

These are the most common types of belts. While they are referred to as belts, these have a flat pouch in the middle. The larger space makes it easy to carry documents as well as money here. The pouch is attached to adjustable straps that are worn around the waist.

What You Should Know About Wearing a Money Belt

Before going any further, there are a few things that you should know about wearing a money belt. First and foremost, this type of carrier is not a substitute for a wallet. Remember, you will be wearing it under your clothes (or at least you should be). As such, you can’t very well yank your shirt up when heading to a cashier. Not to mention, the entire purpose of a money belt is to avoid letting people know that you are wearing it. So, although you may have your money belt, you are also going to need to carry walking around money with you as well.

The other thing to keep in mind is that you will need to get used to having it on your person. There is a good chance that, in the beginning, you aren’t going to find it all that comfortable. It may rub against your skin or cause you to get sweaty. Eventually, particularly if you get the right one, you will stop noticing that the belt is there. However, you should expect an adjustment period.

Last but not least, you need to be careful about the kinds of clothes that you wear when you have the money belt on you. It is best to stick with loose-fitting tops or shirts as this will make it easier for you to hide the presence of the belt.

What Do You Intend on Carrying With You?

One of the first things that you will need to do to find the ideal money belt for you is to figure out what you plan on carrying with you. This depends on what you are using the money belt for and where you are.

Most people to turn to a money belt for travel as this is when they stand the greatest chance of being robbed. In this instance, money is not the only thing that you will want to take with you. You probably want to carry your passport and other travel documents with you as well since this will act as your only form of identity. Here, a money pouch belt will come in most handy. It has more than enough space for papers, passports, and money. You just need to remember to avoid overpacking it. After all, the pouch must be very flat so that it doesn’t show through your clothing.

If you only want to carry cash with you or can’t afford the minimal bulkiness of a pouch, then it is a money waist belt that you should look for. No one will notice anything different about your attire and you will be able to be completely discreet.

For those that prefer comfort over all else, then a running belt is going to be right up your alley. It will fit you beautifully and will not chafe against your skin. Best of all, some of these have reservoirs that are large enough for phones as well. Of course, the more that you put into your running belt, the more obvious it will be. These belts are also usually preferred by women.

The Importance of Comfort

Let’s face it, if you don’t find your money belt comfortable, you are simply going to stop wearing it. Not to mention, if you are constantly fidgeting with it, others are going to realize that you are wearing one, which will render it useless. So how can you ensure your comfort?

Well, the first thing would be to choose a material that is right for your skin. If you have sensitive skin, you may want to opt for a fabric such as silk. This will be smooth and soft and will not cause any friction against your skin. So, you will not need to worry about discomfort or rashes.

If sensitivity isn’t an issue for you, then you can look for a thicker material such as polyester or nylon. Of course, here, you run the chance of sweating due to the added thickness. This is why it is a good idea to look for a pouch that has a moisture wicking back. You will then be able to prevent the sweat from accumulating there.

The fit also plays an important in how comfortable the belt will be for you. The last thing you want is a belt that moves up and down, particularly while you are walking around. So, look for an adjustable belt that can be perfectly fitted to your waist size.

Safety and Security Features

If you will be carrying passports and similarly important documents with you, you are going to need to keep them safe. This often means from things like stains, rips, and rain. So, if you want to ensure that they remain protected no matter what, you should look for a hardier material such as ripstop nylon. Also, you may want to consider a money belt that has a water-resistant layer. This will provide you with peace of mind.

There is also the matter of security. Now, when you think of theft, you think of a pickpocket walking up to you and making off with your belongings. Technology, however, has made the act of robbing important personal and financial information even more important. Most of the times, the thief will only have to be near you to get ahold of these details. Due to this, you may want to get a money belt that is equipped with an RFID blocker.

The savvier thief may be able to spot that you are wearing a money belt and try to make off with it. This is certainly true if you choose to wear the money belt outside your clothes. In this case, you could do with a waist belt that is reinforced with wire. This way, thieves will be unable to cut the belt off of your waist.

Travel Considerations

If you are traveling via plane, then there is airport security to think about. If you want to start your journey with your money belt hidden under your clothes, you need to be smart about it. Otherwise, you are going to end up triggering various alarms at airport security and be patted down. So, make sure that there is no metal items or anything else that you could set off the alarms. On the same note, you should avoid putting coins, credit cards, or other things that may cause a stir.

Now you know everything that there is to know about choosing a money belt for yourself.

Top 10 Best Money Belts

1 – Raytix Travelsafe

Travel Money Belt: Safe, Well Designed & Comfortable Money Carrier For Travelling & More - Blocks RFID Transmissions – Secure, Hidden Travel Wallet With Adjustable Straps, Lightweight & Thin (GRAY)
  • SECURE YOUR BELONGINGS WITHOUT LIMITING YOUR COMFORT with Raytix's premium travel money belt that feels genuinely comfortable when wearing it!
  • WITH RFID FOR COMPLETE PROTECTION: Raytix's travel money belt also protects you from electronic thieves. Raytix blocks all RFID transmissions and eliminates the chances of being scammed!
  • THIEVES CAN'T STEAL WHAT THEY DON'T SEE: Safely hold your travel documents, money and credit cards out of the reach of potential scammers, thieves and pickpockets!
  • THIN & LIGHTWEIGHT DESIGN makes it unnoticeable and incredibly convenient to carry with you when travelling. Grab yours now and rest assured you are travelling with safety!
  • STURDY- Travel Money Belt WILL NOT TEAR- When selling Raytix's Money Beltwe ensure the top quality for our customers. From YKK Zippers to water resistant nylon and double release safety buckles. No need to worry about reliability- Raytix's  Money Belt  has got you covered.

Here’s what the reviewers think about the Raytix Travelsafe:

Reviewers like these things about the Raytix Travelsafe

  • Lightweight and thin construction, Raytix Travelsafe goes unnoticed when worn underneath the clothes as stated by some users.
  • Some reviewers thought it’s designed to feel comfortable and not limit movement or cause any irritation when wearing it.
  • Many reviewers love how the RFID feature protects and secures belongings against electronic thieves.
  • Many travelers find the belt very comfortable, holds passports, credit cards and money easily and securely.
  • Others find the adjustable strap easy to custom fit.
  • Reasonable pricing, very high quality construction, comfortable and useful are cited as some of the reasons for choosing this pack.
  • Others like how the passports fit securely in the front pocket.
  • One user commented that it’s the best blend of functionality and value.
  • Some reviewers are surprised to find that it has pockets within pockets to help better organize items.
  • Others are impressed with how the pouch aspect folds pretty well with the contours of their body.
  • Others love the presence of its several easy-to-access compartments.
  • Many reviewers find it very comfortable and have several helpful organizing features.
  • Others like the idea that the main pocket has divider pockets to hold smaller items including a phone.
  • Some users find the waistband very adjustable and snaps at the side for easy removal.

Reviewers don’t like these things

  • Some users said it appeared bulky around the midsection.
  • Fabric will cause sweating uncomfortably according to some users.

2 – Peak Gear RFID Block

Travel Money Belt with built-in RFID Block - Includes Theft Protection and Global Recovery Tags
  • ULTIMATE COMFORT - Light, comfortable and slim this belt is the perfect travel money belt for men or women . Peak Gear's unique ComfortSoft strap adjusts snug around the waist to fit both men and women. Two compartments and pockets inside the hidden pouch fit multiple US passports and keeps credit cards organized. Our moisture-wick backing will keep the pouch cool against your skin, especially useful for all day use or in warm climates.
  • INVEST IN QUALITY - Don't buy a cheap money belt and risk getting stuck while travelling. Peak Gear offers Premium YKK Zippers (the highest quality on the market), 210D water-resistant nylon, premium stitching and a double-release safety buckle. We did not skimp on materials so you'll never have to worry about reliability.
  • INCLUDES THEFT INSURANCE AND LIFETIME RECOVERY SERVICE FOR LOST ITEMS **Valid when purchasing from "PEAK GEAR" and not from others claiming to sell PEAK products** $250 Theft Insurance to reimburse you if items are stolen. We've also partnered with ReturnMe, the world's largest lost & found company, to give you 2 FREE Global Recovery Decals ($8 value). Stick on your phone, passport, camera, etc. and their 24/7 call center will help return lost items from anywhere in the world.
  • NO SEPARATE RFID SLEEVES NEEDED - Protect yourself from electronic pickpockets. Peak Gear's RFID Block Protection is built right into the fabric of the money belt. Anything you put in the belt will be protected against electronic theft. RFID sleeves look fancy but are a pain to fuss with.
  • 100% MONEY-BACK GUARANTEE - Our USA-based customer service team will make sure you are happy with your purchase. PEAK products are designed and tested by avid US travelers who understand the need for the best quality and dependability. The only thing we don't guarantee is this special pricing - Buy your money belt today and don't be disappointed.

Here’s what the reviewers think about the Peak Gear RFID Block:

Reviewers like these things about the Peak Gear RFID Block

  • Some users find it lightweight and durable and that it would last years of travel.
  • Many users love how the built-in RFID gives the best protection against electronic thieves.
  • Others love how the breathable mesh backing keeps them comfortable all day while wearing it.
  • Others love how its pocket and inner compartments keep important documents safe and organized.
  • Others find it spacious enough to hold two passports, a couple of credit cards and cash.
  • Some reviewers are amazed with hoe its comfortable and the elastic band retained its elasticity.
  • Some reviewers find the belt fastener low profile, but substantial enough to do the job.
  • Others find the waistband robust enough for the job without being bulky.
  • Some users are glad to find the seams are all straight and well stitched.
  • Others find the strap relatively thin and soft and stretchy and adjustable enough to expand it over the hips or chest if needed.
  • Some reviewers thought it works nicely under or over clothing.
  • Others like the presence of a slim but sturdy buckle they squeeze to open then to clip it back on.

Reviewers don’t like these things

  • Some users are disapointed to see that the zippers broke too soon.
  • Others find the strap around the waist a bit short for tall persons.

3 – Alpha Keeper RFID Blocking

Here’s what the reviewers think about the Alpha Keeper RFID Blocking:

Reviewers like these things about the Alpha Keeper RFID Blocking

  • Some users describe it as a super comfortable, lightweight, and organized pouch.
  • A number of users like the presence of its adjustable elastic strap that can extend to any waist size.
  • Others find the RFID Sleeves extremely handy.
  • Others particularly like its high-quality hassle-free zipper.
  • Many users are confident that the RFID blocking design will ensure their safety and protection.
  • A lot of users find it compact enough to wear under clothes.
  • Some are quite surprised that it was incredibly comfortable to wear.
  • A number of users are impressed with how its compact form was able to keep two passports, cash, credit cards, and a cellphone.
  • Some users laud the outer mesh pocket for its comfort and ability to hold larger items like a camera or phone.
  • Others like how the front snap-in belt buckle feature gives added security and makes putting on and taking off much easier.
  • Zippers, seams, and belt held up very well despite heavy use as confirmed by some satisfied owners.
  • Others love how they can easily pull out their cards and passports without any of them falling out.
  • Others noted how the zipper stays in place and does not move open while walking.
  • Some users enjoy how this money belt bag keeps their hands and pockets empty so they can exercise and go around town freely and comfortably, walking or jumping worry-free.
  • Others find the overall stitching very neat.
  • Some users find the elastic belt portion soft and comfortable.

Reviewers don’t like these things

  • Some users are disappointed when the zipper simply fell off the pouch after a week of using it.
  • One user thought it’s too bulky and caused skin irritation.

4 – Venture 4th Undercover

Here’s what the reviewers think about the Venture 4th Undercover:

Reviewers like these things about the Venture 4th Undercover

  • Most users said that this is the best waist pouch they have ever had.
  • Users also said that it is very lightweight and comfortable.
  • Many of them mentioned that the waistband adjusts to whatever width you want.
  • Many other said that it has good pockets and mesh places for credit cards, passports, etc.
  • Some users said that they liked the padded, mesh backing for breathability.
  • Several users aid that the pockets seem to have high utility, good sizes and fit.
  • Reviewers also said that the fabric is netted across the back so it can be placed next to the skin without discomfort.
  • Travelers said that it securely held their passport, money, ID, everything.
  • They also said that they love all the different sections or pockets as they come in handy for storing things.

Reviewers don’t like these things

  • One user complained that the belt slides down his waist quite a bit.
  • Another user complained that a zipper broke the first time I used it.
  • Some users complained that the elastic strap is scratchy and that is the part that lies on your skin.

5 – Travelambo Minimalist

Travelambo Front Pocket Minimalist Leather Slim Wallet RFID Blocking Medium Size
  • 1 YEAR WARRANTY, our warranty covers any defect caused during product production and delivery. We can offer you full refund or free replacement, whichever is at your most convenience.
  • SUPER MINIMALIST & SLIM: only 0.12" thick, sizing 3.3" X 4.1" X 0.12" extremely convenient to be carried around in your front or back pocket. 100% GENUINE LEATHER: soft and durable.
  • RFID BLOCKING TESTED & APPROVED BY INDEPENDENT LAB TESTS. Our wallets have been tested for 13.56 MHz Frequency in which our credit cards, debit cards, driver license and ID cards operate. PLEASE BE NOTED THAT the signal of some ID badge, access cards and hotel room cards which operates in 125 KHz, can not be blocked by this wallet.
  • ENHANCES PERSONAL SECURITY: We leverage top RFID technology to block RFID signals used to electronically scan your wallet as someone passes by unnoticed. This keeps your vital information in driver license, debit cards and credit cards from being stolen.
  • PREMIUM FUNCTIONALITY: Our RFID wallet not only offers security, it's also very functional. It features 6 card slots for you to place your most frequently used cards.

Here’s what the reviewers think about the Travelambo Minimalist:

Reviewers like these things about the Travelambo Minimalist

  • Most of the users said that there is plethora of color options to choose from.
  • Reviewers mentioned that the wallet is thin and easy to carry.
  • Many reviewers appreciated the stitching quality of the wallet.
  • Most of the buyers said that despite its slim size the wallet holds a lot of materials.
  • Buyers mentioned that it is an affordable wallet.
  • Users said that the concealed money clips are excellent in holding cash.
  • Majority of the users said even when the card is fully loaded it is easier to draw out a single card.

Reviewers don’t like these things

  • Many users said that sealing of seam with glue seems odd.
  • The slide holders on the outside are loose and cards keep coming off as mentioned by a few reviewers.
  • Some users mentioned that the cash pocket should have been bigger.

6 – Eagle Creek Undercover

Eagle Creek Undercover Money Belt DLX
  • Zippered pocket for organization of Passport and currency
  • Durable and lightweight nylon ripstop
  • Moisture-wicking and breathable mesh back panel
  • Slip pocket on back for waist strap storage
  • Soft adjustable elastic waistband with strap keeper

Here’s what the reviewers think about the Eagle Creek Undercover:

Reviewers like these things about the Eagle Creek Undercover

  • Most users said that the pack is very discrete and well crafted.
  • Reviewers who have used the pack said that the straps were strong and long enough.
  • Many users said that it’s easy to conceal inside a waistband.
  • Many users praised the fact that it’s very small and unobtrusive.
  • Some other reviewers said that Eagle Creek Undercover is comfortable and easy to sit down.
  • Several users said that it’s made of a very soft and lightweight material.
  • Users also said that the fabric seems durable.
  • Several others said that the product doesn’t feel like a burden to carry around.

Reviewers don’t like these things

  • One user complained that the strap on hidden pocket had broken cleanly off.
  • Another user said that it is a pain to pull out and put back in on a regular basis.
  • Some users complained that the belt strap was not long enough to allow the wallet to fit completely in the pocket.

7 – Eagle Creek Silk

Eagle Creek Travel Gear Silk Undercover Money Belt
  • Breathable and washable natural silk
  • Two zippered pockets for organization of Passport and currency
  • Sweat-resistant coated satin lining
  • Back slip pocket
  • Soft adjustable neck strap with strap keeper

Here’s what the reviewers think about the Eagle Creek Silk:

Reviewers like these things about the Eagle Creek Silk

  • Users said that Eagle Creek Silk is slim, lightweight yet strong.
  • Reviewers who have used the pack said that it does not sweat.
  • Many users said that they like that its strap is adjustable.
  • Most reviewers said that this pack is easy to conceal.
  • Several users said that they are assured that it won’t get pickpocketed.
  • Reviewers have mentioned that the snap is easy to clip.
  • Most users said that its soft and smooth material is very comfortable.
  • Many users praised the fact that it can be cleaned easily with light hand washing.

Reviewers don’t like these things

  • One user complained that its thin plastic buckles broke early.
  • Some users complained that it has got cheap zippers.
  • Some others complained that the clasp is difficult to access.

8 – Pacsafe Coversafe X100

Pacsafe Coversafe X100 Anti-Theft RFID Blocking Waist Wallet, Black
  • Discreet, soft, and secure, waist wallet with rfid blocking technology; designed to be worn under or over clothing
  • Rfidsafe blocking material built into waist wallet helps protect ids and credit cards from hacker scanning
  • Adjustable wire-reinforced carrysafe slashguard waist strap fastens with a hidden buckle; helps prevent theft when worn outside of clothing
  • Fits passport, credit cards, and other small daily valuables; weighs 3.5 ounces
  • .5"x10.5"x5.5"

Here’s what the reviewers think about the Pacsafe Coversafe X100:

Reviewers like these things about the Pacsafe Coversafe X100

  • Several reviewers commended the Pacsafe Coversafe pack for its anti-theft technologies which keep their things safe from being stolen.
  • Others lauded its quality fabric and durable construction.
  • Other reviewers noted that it has a hook and loop closure.
  • Users indicated that the pack is discreet, soft, yet secure.
  • Other users thought that it could be worn under or over the clothing.
  • Several of those who have used the pack also said that its Rfidsafe blocking material that is built into the neck pouch helps protect credit card from hacker scanning.
  • Those who have tried the bag noted that it was comfortable to wear.
  • Many reviewers praised its sleek and lightweight design.
  • Other users also found the bag easy to use.
  • Reviewers indicated that it is an ideal bag for everyday use.
  • Other reviewers indicated that its wire-reinforced carry safe slash guard neck strap helps prevent theft by cut-and-run when it is worn outside of the clothing.
  • Testers noticed that it could fit passports and other small daily valuables as well.

Reviewers don’t like these things

  • A user mentioned that the neck cable is uncomfortable to wear.
  • Another user had issues with the neck strap material as it gave the user rashes after a few hours.

9 – Aqua Quest AquaRoo

Aqua Quest AquaRoo Money Belt - The World's Original 100% Waterproof Waist Pack, Since 1994 - Comfortable, Adjustable, Lightweight - Travel Pouch for Phone, Passport, Money - Black, Blue, or Camo
  • 100% WATERPROOF - No amount of rain, sweat, or spilled drinks (picture yourself on vacation) can get inside this pouch. A removable 'Joey' pouch now comes included inside each AquaRoo, offering you an additional layer of protection. Even under temporary submersion, your stuff will be dry!
  • COMFORTABLE - You won't find a more comfortable waist belt. The Cambrelle mesh rear panel is soft and breathable, even against your bare skin. The adjustable waist strap fits comfortably on anybody from a 4 year old child to a 52 inch waist.
  • ULTRA-LIGHT & EASY TO CONCEAL - At only 3 ounces you won't even notice you're wearing the AquaRoo. It's so sleek that you can easily hide it under your clothing, so others won't notice you're wearing it either!
  • TOUGH & LONG-LASTING - Incredibly lightweight, yet still very durable and resilient to the forces of nature. Expect this money belt to last for many years of good use. Oxford 70D RipStop + TPU Lamination + Double ZipLock Seal + Welded Seams = World's Best Money Belt!

Here’s what the reviewers think about the Aqua Quest AquaRoo:

Reviewers like these things about the Aqua Quest AquaRoo

  • Many users said that this bag fits into a simple handheld article.
  • Reviewers who have used the pack said that the material is top notch, lightweight but durable.
  • Several users said that it is equipped with comfortable straps and two sets of support straps both on the chest and waist.
  • Users also said that after being drenched in rain and covered in mud for four days, it didn’t leak.
  • Many users praised the fact that there is also velcro across the whole top in addition to a rolling and buckling seal.
  • Most users said that it stood up to the rigors of travel and it still works perfectly.
  • Users said that even after a long time of using it, it is still in very good shape.
  • Some other reviewers said that the fabric is strong and of nice quality.

Reviewers don’t like these things

  • One user complained that the velcro on the top lost the majority of its grab fairly quickly.
  • Another user said that the shoulder straps are very thin and without much padding.
  • Some users complained that the external pouch is not waterproof.

10 – Pacsafe RFIDsafe

Pacsafe RFIDsafe 100 Anti-Theft RFID-Blocking Travel Waist Wallet, Neutral Grey
  • High-security, RFID-blocking waist wallet ideal for traveling; compact enough to hide under clothing
  • RFIDsafe Blocking Material built into a pocket in the main compartment helps protect IDs & credit cards from hacker scanning
  • Two zippered compartments designed to fit your passport, credit cards, cash, and other small items
  • Comfortable breathable backing with anti-odor treatment and a moisture proof liner
  • Measures 10.6 x 5.5 x 0.3 inches; weighs 3.4 ounces

Here’s what the reviewers think about the Pacsafe RFIDsafe:

Reviewers like these things about the Pacsafe RFIDsafe

  • Most users love that the pack comes with Handy zippered coin purse.
  • Users said that it’s harder to get pickpocketed.
  • Several users said it has an elastic band to keep two halves crossed.
  • Users said that the removable security strap made of woven material is difficult to cut through.
  • Reviewers have mentioned that the pack is very well built and sturdy.
  • Users said that it seems that it would last longer.
  • Many users praised the fact that it has RFID blockers.
  • Some other reviewers said that the wrist strap helps to prevent putting the wallet down unprotected.

Reviewers don’t like these things

  • One user complained that the cardholders are not hard enough.
  • Some users complained that Nylon is slippery due to which cards slip out.
  • Another user said that elastic strap did not last long.

Selected reviews

Heels in my Backpack reviewed the Eagle Creek Silk

The most comfortable option Ive tried for securing the emergency cash supply. I got mine from Urbane Traveller for 9.95 and would definitely recommend their website.

Posted 12 July 2015 by Kara – Read full review

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Last update on 2018-11-09 / Affiliate links / Images from Amazon Product Advertising API

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